Visa/Mastercard accepted almost everywhere—shops, cafés, restaurants, petrol stations. Even small retailers accept cards. 1.5–2.5% surcharge common.

ATMs widely available in cities and towns. Expect ~2.25% currency conversion fee per withdrawal. Limited in remote areas.

Standard online payments work seamlessly. No known issues with foreign-issued cards.

Apple Pay and Google Pay widely accepted at most retailers, cafés, supermarkets, transport. Very convenient.