Visa and Mastercard widely accepted in hotels, restaurants, shops, gas stations. Cards rarely used in bakeries, fast food, tobacco stores.

ATM network (bankomats) widespread and safe. Major banks: UniCredit, Banca Intesa, Komercijalna. Withdraw RSD or EUR; avoid dynamic currency conversion.

Visa and Mastercard accepted for online purchases in Serbia. Standard processing.

Contactless widely supported since 2015, especially in Belgrade and major cities. Older businesses may not support.