Yes, it works. Wise in Indonesia, based on 2 reports from travellers and public sources. Works for: In-store (POS), ATM withdrawal.

With Wise, in Indonesia
Yes, it works

Works as Mastercard in tourist and urban areas. Same merchant behavior as foreign-visa-mc: 3% surcharges and minimum spends common.

Communitylast confirmed · 74 days ago2 reports

By payment type

In-store (POS)
Works
ATM withdrawal
Works

Community notes

2 reports

Works as Mastercard in tourist and urban areas. Same merchant behavior as foreign-visa-mc: 3% surcharges and minimum spends common.

Community · 74 days ago

Up to £250/month free ATM withdrawals. After limit, 2.69% fee applies. Wise exchange rates are strong; always withdraw in IDR to avoid markup.

Community · 87 days ago
See all reports

Did you pay with Wise in Indonesia?

30 seconds. Anonymous. No banking details required — just the outcome.

PAYMENT TYPE · select all you tried
HOW DID IT GO?