Yes, it works. Foreign Visa/Mastercard in Philippines, based on 3 reports from travellers and public sources. Works for: In-store (POS), ATM withdrawal, Online payments.
Visa and Mastercard widely accepted at hotels, restaurants, chain stores, and tourist areas. Some merchants add 5-10% commission. Limited outside major cities.
Data may be outdated — please confirm if you're there.
By payment type
Community notes
3 reportsVisa and Mastercard widely accepted at hotels, restaurants, chain stores, and tourist areas. Some merchants add 5-10% commission. Limited outside major cities.
ATMs abundant in cities and towns. Standard fee ₱250 (~$4.50) per withdrawal. HSBC ATMs charge zero but rare. PNB fees ₱18 as of Sept 2026.
Foreign cards accepted at major online merchants. Local ecommerce may prefer cash-on-delivery.