With Foreign Visa/Mastercard, in Philippines
Yes, it works
Visa and Mastercard widely accepted at hotels, restaurants, chain stores, and tourist areas. Some merchants add 5-10% commission. Limited outside major cities.
Communitylast confirmed · 34 days ago3 reports
By payment type
In-store (POS)
Works
ATM withdrawal
Works
Online payments
Works
Community notes
3 reportsVisa and Mastercard widely accepted at hotels, restaurants, chain stores, and tourist areas. Some merchants add 5-10% commission. Limited outside major cities.
Community · 34 days ago
▲ 3▼ 2
ATMs abundant in cities and towns. Standard fee ₱250 (~$4.50) per withdrawal. HSBC ATMs charge zero but rare. PNB fees ₱18 as of Sept 2026.
Community · 47 days ago
▲ 8
Foreign cards accepted at major online merchants. Local ecommerce may prefer cash-on-delivery.
Community · 60 days ago
▲ 2▼ 1