Visa/Mastercard widely accepted in shops, restaurants, hotels. Some small establishments may not accept foreign cards—confirm in advance.

ATMs ubiquitous nationwide; accept Visa/Mastercard. ATM operator fees (~50 NOK) may apply; withdraw in local currency to avoid dynamic conversion surcharges.

Online purchases with foreign cards generally accepted. Foreign transaction surcharges (1–3%) may apply.

Contactless widely supported in supermarkets, taxis, public transport. 500 NOK limit before PIN required.