Chase Visa functions like any foreign card in China—accepted at hotels, airports, tourist establishments only. Direct merchant payment is unreliable; link to Alipay/WeChat Pay for everyday use.

Chase Visa works at major Chinese ATMs (ICBC, Bank of China, China Construction Bank) with 3,000 yuan per-transaction limit. Check for 0% foreign transaction fee cards (Sapphire Preferred, Venture) to minimize costs.