Online merchants widely accept Visa/Mastercard. iDEAL (local Dutch method) is preferred but not required for international cards.

Contactless/Apple Pay ubiquitous. Modern terminals support contactless Visa/Mastercard for any amount. Standard payment method even for small purchases.

Visa and Mastercard widely accepted at modern POS terminals in shops, restaurants, and supermarkets. Contactless tap payment is the norm.

ATMs abundant at train stations, shopping areas, and bank branches. Withdraw in EUR to avoid poor exchange rates. ATM network declining due to contactless shift.