Visa/Mastercard widely accepted at shops, restaurants, malls in urban areas. May fail at smaller merchants or rural locations due to network connectivity.

ATM withdrawals work easily; expect INR 150-300 per transaction charge from your issuing bank. Daily limit typically ₹40,000-₹100,000.

Online shopping works well on major Indian and international sites. Card must have international transactions enabled; verify with your bank beforehand.

Contactless/tap-to-pay supported at modern retailers and transit in metros. Limit ₹5,000 per transaction; not universal outside major cities.